Bank Simpanan Nasional

Bank Simpanan Nasional (BSN) is a Malaysian government-owned financial institution that provides a wide range of financial products and services to individuals, businesses, and organizations. Established in 1974, BSN's primary objective is to encourage savings and promote financial inclusion among Malaysians. It operates a network of more than 400 branches and service centers throughout the country, offering services such as deposit accounts, loans, insurance, and remittance services. BSN also provides specialized financial products and services to specific target groups, such as education financing for students, housing financing for low-income earners, and microfinance for small businesses. With its commitment to providing affordable and accessible financial services, BSN plays a significant role in supporting Malaysia's economic growth and development.

Head Office Address

Tingkat Bawah & Satu
Wisma BSN, 117 Jalan Ampang
50450 Kuala Lumpur

Tel: 03 - 21623222

Fax: 03 - 21611429

SWIFT Code: BSNAMYKL

Website: www.mybsn.com.my

Customer Care

Tel: 1300 88 1900 / +603 2613 1900 (Overseas)

Email: customercare@bsn.com.my

Credit Card Platinum Care

Tel: 1800 22 0800 / +603 2688 0800 (Overseas)

Credit Card Authorization

Tel: 1300 88 5855 / +603 2028 5855 (Overseas)

BSN Car Loan (Hire Purchase)

BSN offers a hire purchase financing facility called MyAuto that allows customers to purchase selected brand new national, non-national, and unregistered reconditioned vehicles. This facility provides a maximum loan amount of up to 90% of the selling price of the vehicle, with a minimum loan amount of RM20,000. The loan tenure ranges from 36 months to a maximum of 108 months, subject to the borrower's retirement age.

One of the notable features of MyAuto is its competitive fixed and floating interest rates. The interest rate charged on the loan is based on the type of vehicle being purchased and the borrower's creditworthiness. Additionally, BSN offers a convenient repayment network via various channels, including online banking, auto-debit, and over-the-counter payments at BSN branches.

MyAuto is an attractive option for those looking to purchase a new vehicle, with its competitive interest rates, flexible repayment options, and a wide range of eligible vehicles. You can enjoy the convenience and comfort of owning a car without worrying about the upfront cost. Apply now and let BSN help you drive your dream car today!

BSN Car Financing (Hire Purchase-i)

MyAuto-i is a hire purchase financing facility offered by BSN that is based on Shariah principles. This means that it is a financing option that follows Islamic law.

Under MyAuto-i, customers can buy selected brand-new national, non-national, and unregistered reconditioned vehicles using the Shariah-compliant concept of AITAB. AITAB refers to two contracts - the Ijarah contract and the Bai' contract. These contracts are taken up separately and consecutively.

In the first contract, the hirer leases the vehicle from the owner at an agreed rental over a specified period. After the lease period is up, the hirer may enter into a second contract to purchase the vehicle from the owner at an agreed price.

MyAuto-i offers competitive fixed and floating profit rates, which are based on the type of vehicle being purchased and the borrower's creditworthiness. Customers can make convenient payments using various BSN channels.

The financing margin for MyAuto-i is between RM20,000 and up to 90% of the selling price of the vehicle, and the repayment tenure ranges from 36 months to 108 months. However, MyAuto-i is only available for selected brand-new national, non-national, and unregistered reconditioned vehicles.

Ready to get behind the wheel of your dream car? Apply for MyAuto-i from BSN today and let us help make your dream a reality! With flexible repayment options and competitive profit rates while following Shariah principles, MyAuto-i is the perfect financing solution for your brand-new national, non-national, or unregistered reconditioned vehicle purchase. Don't wait any longer - apply now and let BSN help you drive off into the sunset!

For more details, please contact the Customer Care at 1300 88 1900 / +603 2613 1900 or visit the nearest BSN branches.

Auto Financing Banks